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Why Landlords Building Insurance Is Important For Landlords
By Dez Broatch
For people letting out their property or properties it is imperative that you cover these assets against the inconceivable happening. It would be unimaginable to lose the money you gain from renting your properties for the simple absence of an premium.

If for some incentive you haven't taken out a landlord building policy you must because the financial repercussions could be astronomical if you were unfortunate enough to experience fire damage or flooding.

Building will vary in price depending on conditions such as the type of tenants in your property, where the let property is located and any rebuild value the property may have.

Provided your property has a low rebuild value the price of your

premium would also be lower compared to a property with a high cost rebuild value. A few companies will occasionally offer you a discount on your policy depending on the type of tenant occupying your rented accommodation.

For example if your property was leased by someone with a professional occupation the premium would be a lot cheaper than say a property inhabited by a group of students.

It's true that the location of your let property or properties will make variance on your premium. If for instance your property was situated in a high crime risk area then obviously the cost of your landlords building is going to be higher than a let property located in a leafy suburb with hardly any crime rate at all.
Landlord Building Insurance is available in the uk from Simple Landlords Insurance

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